1 post / 0 new
Log in to see full post details. If new to the site, please Register first.
#1 Tue, 14/08/2018 - 20:21

[Exclusive Offer] 10,000 Membership Rewards points & No Annual Card Fee with the American Express Essential Card

The entry-level American Express Essential Card has a Point Hacks exclusive offer of 10,000 bonus Membership Rewards points for new card members. A no annual fee offering that earns Membership Rewards points on spend and offers a range of insurance options for consumers.

The American Express Essential Card comes with a range of benefits that are appealing to the mainstream consumer – but not necessarily those that are reward points focused. I’d say that rewards points are a benefit of the card, rather than a focus.

The card has no annual fee (as a feature of the card, not an offer), comes with smartphone screen insurance, and 0% on balance transfers for 12 months.

This card will likely suit those:

  • who are averse to cards with high annual fees and are looking for a no or low annual fee card that still earns rewards points
  • who may not meet the income threshold for premium credit cards
  • where the higher cost of a premium credit card outweighs the benefit of the card’s additional features, due to your income or spending being too low to either use these features or obtain maximum value from them
  • those who want to start earning points from their credit card spend with little risk

Keep in mind that there’s a minimum spend of $750 within the first 3 months to receive the bonus points. It’s also important to note that if you take up this bonus offer, you will become ineligible for a bonus offer on another American Express card unless you close all your American Express accounts and wait for 18 months.

American Express are quite specific about whether existing Card Members will be eligible for bonus points if they apply for a card, are approved, and meet the minimum spend criteria.

If you hold a bank-issued American Express – such as from Westpac, Commonwealth Bank or NAB – that won’t affect whether you’re eligible for bonus points with an American Express branded card offer.

source: pointhacks







nick123's picture
  nick123
  MOD
  • offline
  • 100% upvotes
  • 112 thanks
  • 4124 comments
  • 63109 posts