ING Direct: No ATM Fees + Bonus $100 When You Open an Orange Everyday Bank Account (referral)

1 - Head to ing.com.au/everyday, open a new Orange Everyday account and enter (referral code) in the promo box at the end of the online form
(this part's really important, as otherwise neither of you will get your bonus!)

2 - Deposit their pay of $1,000+ into their new Orange Everyday account within any calendar month by 28 February 2018

3 - Open and make a deposit into a new Savings Maximiser by 28 February 2018

4 - Use their Orange Everyday card to make 5+ purchases before 28 February 2018